For millions of Americans, affordability is not an abstract policy debate. It is the daily stress of choosing between groceries and prescriptions, rent and childcare, gas and electricity. Families feel it everywhere, and they are right to demand answers.
More than a year past his self-imposed “day one” deadline to lower costs, President Donald Trump and his Republican allies in Congress have not only failed to lower the cost of groceries, housing or healthcare, but are actively and intentionally making life more expensive for hardworking Americans.
The American people need a real plan to make life more affordable. Instead of addressing the problem, the president has dismissed affordability as a “fake narrative” that “doesn’t mean anything.” But there is nothing fake about families falling behind, workers stretching paychecks or seniors worrying about whether they can afford to age with dignity.
That’s why we’ve worked with our colleagues in the New Democrat Coalition to craft the New Dem Affordability Agenda, which lays out a commonsense roadmap to lower the five core costs that are crushing working Americans: healthcare, housing, energy, family care and everyday household goods like groceries.
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The New Democrat Coalition is the largest Democratic ideological caucus in the House of Representatives, with 115 lawmakers focused on breaking through gridlock and getting things done. Our agenda isn’t just another white paper wish list — it’s a workable path forward grounded in competition, expanded supply and policies that put working families first.
Prices at the checkout line remain high, in part because supply chains are fragile and markets are increasingly concentrated. President Trump’s trade policies have made matters worse. Broad tariffs function like a sales tax on everyday goods, and we all pay the price. Recent analyses estimate that tariff-related costs add roughly $1,600 per year to the average household’s expenses. The Affordability Agenda strengthens domestic supply chains, supports family and small farmers, and promotes competition to lower prices.
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Healthcare costs continue to rise faster than wages, squeezing families and employers alike. Recent Republican healthcare legislation would make matters worse by shifting costs onto households and small businesses. Independent estimates project that more than 15 million Americans will lose coverage, while premiums double or triple for 22 million more. When coverage disappears or becomes unaffordable, families delay care, and employers face higher costs that limit hiring and wage growth. Our approach protects healthcare coverage, increases transparency, enforces accountability and expands competition so health care is affordable and predictable.
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The United States faces a severe housing shortage, estimated at roughly 4 million homes nationwide, and the consequences are playing out in rising rents and fewer paths to homeownership. Years of red tape and outdated regulations have limited new construction. Our agenda cuts those barriers and commits to building at least 4 million new homes over the next decade. More supply will not fix everything overnight, but without it, affordability will continue to slip out of reach.
Household energy bills are rising, driven by underinvestment, permitting delays and uncertainty that slows progress. Families should not be left wondering whether next month’s utility bill will blow their budget. Our plan accelerates responsible energy development and modernizes the electric grid to keep power reliable and affordable.
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Childcare and elder care costs are forcing families into impossible choices. Too many parents cut back hours or leave the workforce entirely because care is unavailable or unaffordable. Too many seniors worry about how they will age safely. We’re working to expand access to child and elder care so that families can afford to work, care for loved ones and plan for their future.
Affordability is a core component of the government’s promise to the American people: if you work hard in this country, you should be able to provide a safe and comfortable life for yourself and your family.
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We believe everyone should be able to afford the essentials — housing, healthcare, food, childcare, education, a retirement and more — with enough left over to buy that car, take that vacation and save for your future.
That’s what our Affordability Agenda is about: renewing the promise of affordability to every American, not just to get by, but to get ahead.
This is not about ideology. It is about whether Washington is willing to take affordability seriously and act with urgency. Families across the country are asking for relief. The New Dem Affordability Agenda is our answer.
Democrat Chrissy Houlahan represents Pennsylvania’s 6th Congressional District in the U.S. House of Representatives.
